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Catastrophes, increasing personal liability judgments and a rise in identity theft have sparked concern with consumers about the effectiveness of their homeowners insurance policy. Most consumers only become aware of the many differences in available protection after a loss. Personal Insurance Services represents a variety of insurance carriers that provide coverage beyond the standard.
- Guaranteed Replication Cost – Replacement cost coverage that promises to replicate your home regardless of the cost and with quality materials. Most standard policies cap replacement value and provide builders grade materials.
- Cash Settlement – After a loss, have the option to rebuild your home on site or take a cash settlement.
- Identity Theft Protection – Protect yourself from digital age crime.
- Disaster Coverage – Safeguard your property from incidents ranging from sewer and drain problems to earthquakes.
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